Traditional First Anniversary: Paper

Gift for the husbands or the wives: a great diary or journal from Smythson, or something something personal, like a photo book of your first year of marriage.

Perfect because: anything from Smythson is a luxurious treat, and PhotoBox are brilliant at these photobooks, particularly as you can add your own titles, comments or love notes, as you see fit really!

Shop at: Smythson and PhotoBox

Credit Crunch Choice - make your own photo story book with a decent photo album. John Lewis have a great selection starting at £6

Traditional First Anniversary: Paper

Gift for the husbands or the wives: tickets of any kind such as a season ticket for a sports fan, theatre tickets, plane tickets...really the choice is endless.

Perfect because: you can reflect your loved one's interests and desires. And heading off somewhere great means you can start your second year with a bang. Check out Mr & Mrs Smith for romantic suggestions.

Shop at: Get Me In for sports, Discount Theatre for theatre tickets, and Expedia for flights

Credit Crunch Choice: check out your local theatre for special deals on tickets, or somewhere like Discountheatre.com for West End deals. 

Modern First Anniversary: Clocks

Gift for the husbands or the wives: we love this mirror wall clock

Perfect because: it's one of the many choices available from Not On The High Street. So even if you are not urban dwellers, and big on industrial chic, you should find something to match your loved one's taste. Or check out the Voco Clock if you want a bit of early morning humour.

Shop at: Not On The High Street

Credit Crunch Choice: a travel clock keeps to the theme, and could be practical if your loved one is away a lot. Presents for Men have good ones starting at £8.99

Modern First Anniversary: Clocks

Gift for the husbands or the wives: take a lateral slant with a romantic getaway to The Clock House at Haveringland Hall in Norfolk.

Perfect because: this is a beautifully equipped cottage for a romantic tryst, with great facilities on site. Just add your own finishing touches such as champagne, chocolates, even gourmet meals!

Shop at: English Country Cottages, property reference is CEK

Credit Crunch Choice: book last minute and see what deals are around, it's a tough year for travel companies!   

Traditional Third Anniversary: Leather

Gift for the wives: this anniversary opens up the prospect of being bought great leather handbags and/or shoes. With an unlimited budget, there are probably only two words you need: Christian Louboutin. Or Smythson Maze. For everyone else, we suggest Handbags and Gladrags.

Perfect because: great bags from fantastic designers that are up and coming with a great sense of style. We love this small ruched bag from Billy Bag.

Shop at: Handbags & Gladrags

Credit Crunch Choice: check out Dorothy Perkins for a great leather bags, great colours, great style, starting at £18 

 Traditional Third Anniversary: Leather

Gift for the husbands: how about handmade leather shoes, made in the UK by craftsmen using premium grade leather.

Perfect because: these are classic shoes, well-made and should last for ever with proper care. There is a reasonable amount of choice from these classic Oxford lace ups through to Chelsea boots. Don't go looking for high fashion here, but beautifully made, classic shoes that will take him anywhere. Perhaps take him somewhere classic like The Ivy to get a chance to wear them in! 

Shop at: Samuel Windsor

Credit Crunch Choice: check out Office for great classic, or contemporary, styles at reasonable prices

Modern Third Anniversary: Crystal

Gift for the wives: we love this Amelie Crystal Drop Necklace with Freshwater Pearls

Perfect because: It's stunningly beautiful, a classic but without being fussy or old fashioned. Exclusive to the Astley Clarke online boutique, this is designed by Amelie Bea.

Shop at: Astley Clarke

Credit Crunch Choice: Jewellery Love have a whole range of different options of crystal jewellery at very reasonable prices. Or perhaps some nice glasses for a glass of wine together, like something from Dartington Crystal

Modern Third Anniversary: Crystal

Gift for the husbands: how about really pushing the boat out with a bottle of Louis Roederer Cristal Champagne

Perfect because: well, it's lateral thinking but it will be memorable! You might not buy him a bottle of this every day, and your third anniversary is anything but everyday! So we think it gives you the perfect excuse to do something out of the ordinary! 

Shop at: The Purveyor

Credit crunch choice: well, either a bottle of Babycham, or H Samuel have some great crystal cufflinks starting at £12.99

Traditional Fourth Anniversary: Silk or Flowers

Gift for the wives: well, we've combined the two and gone for this beautiful silk lingerie with flower embroidery from Diki by Diane Rubach

Perfect because: this is a present for both of you, I guess! But it's incredibly feminine and sensual, and the black and white is very sophisticated.

Shop at: Luxury French Lingerie

Credit Crunch Choice: try the Forever Silk range at Knickerbox 

Traditional Fourth Anniversary: Silk or Flowers

Gift for the husbands: you could go for a silk tie, but we love this silk linen suit.

Perfect because: it's a great suit for many occasions, in a rather cool James Bond type of way. And it would look great with a silk floral tie!

Shop at: Boden

Credit crunch choice: Tie Warehouse have a great range of silk ties starting at £12.99

Modern Fourth Anniversary: Appliances

Gift for the husbands or the wives: This could be the perfect excuse to indulge in something like a Wiiif you don't already have one.

Perfect because: with the advent of the Fit and Balance Board, you don't even have to be couch potatoes! You can get up and be active together. Just don't get too competitive!

Shop at: John Lewis

Credit crunch choice: how about a two-portion mini slow cooker? It can cook up dinner whilst you are out the house, and it turns even the cheapest cuts of meat into gorgeous casseroles

Modern Fourth Anniversary: Appliances

Gift for the husbands or the wives: a proper Italian coffee machine like the Gaggia Espresso

Perfect because: if you love your coffee, you can't beat brewing up a perfect espresso or cappuccino with this machine. Perfect for lazy Sunday mornings.

Shop at: Go Coffee

Credit crunch choice: the Aerolatte to Go will whip up milk in a moment either hot or cold.

Traditional seventh anniversary: Wool or Copper

Present for the husbands or the wives: we love this woollen blanket designed by St Judes.

Perfect because: you can get snuggly together under one of these, and at the same time your gift will be supporting one of the last surviving spinning and weaving mills in Speyside. A great looking gift that also helps a community!

Shop at: Not On The High Street

Credit Crunch Choice: how about some very soft and cuddly lambswool jumpers? Marks & Spencer have great ranges of style and colours for him or her from £29.50

Traditional seventh anniversary: Wool or Copper

Present for the husbands or the wives: we love this hand-knocked copper bowl

Perfect because: this shows that copper doesn't have to look old fashioned. Each bowl is handmade by skilled Indonesian craftsmen, bringing a great blend of tradition and modernity together.  

Shop at: Not On The High Street

Credit Crunch Choice: how about a Copper Beech Tree? This is a growing gift, that you can look after together. Prices start at £17.50 at TreesbyPost.com 

Modern seventh anniversary: Desk Sets

Present for the husbands or the wives: an engraved City Desk Set 

Perfect because: this doesn't look too "executive toy", and you can engrave it with your own message. Comes complete with pen, note pad, and flip up photo frame

Shop at: Getting Personal

Credit Crunch Choice: John Lewis have a very nice leather combined photo frame and pen pot for £12 

Modern seventh anniversary: Desk Sets

Present for the husbands or the wives: something fun for the desktop like this USB Whack It!

Perfect because: lets face it, everyone has had a day when they could really relish this! There are lots of great USB toys and gadgets around, that would cheer everyone up

Shop at: Firebox for a great choice

Credit Crunch Choice: Try the USB Panic Button for £9.95, also from Firebox 

Traditional ninth anniversary: Pottery

Gift for the husbands or the wives: a teapot made just for two

Perfect because: it's a very romantic choice, with the pretty print of hearts saying it all. Made by Brixton Pottery, you could add in the Love Love Tea as well, for a special brew of rosebuds and petals.

Credit Crunch Choice: John Lewis do a classic white teapot for £12. It'll still make a gorgeous cuppa, particularly if you run one up to your loved one first thing in the morning!

Modern ninth anniversary: leather, click here

Traditional ninth anniversary: Pottery

Gift for the husbands or the wives: Extreme 4x4 challenge at Silverstone

Perfect because: it's a very lateral interpretation of pottery - pottery comes from clay, which comes from the ground, which can be quite muddy. And you'll see plenty of mud as you take on this challenge in a Land Rover Defender on the purpose built off-road course.

Shop at: Buy A Gift

Credit Crunch Choice: Grab one of Philip's Cycle Tours, get on your bikes and get muddy!

Modern ninth anniversary: leather, click here

Traditional ninth anniversary: Pottery

Gift for the husbands and the wives: get down and dirty with a Rasul Mud Exotic Body Treatment for two

Perfect because: again a literal translation taking us back to the raw materials, you'll get to cover each other top to toe in different coloured chakra muds, and end up feeling pure and calm, apparently!

Shop at: Red Letter Days

Credit Crunch Choice: Pop into Boots for a selection of Sanctuary products and recreate the experience in the comfort of your own home!